What is Ride-sharing Insurance?

  • Ride-sharing insurance is designed for part-time drivers who use their own vehicles to carry paying passengers
  • This coverage is not usually included in standard, personal auto insurance policies
  • Ride-sharing insurance covers all three periods of ride-sharing:
    • Period 1 - when a driver is logged on and awaiting passenger allocation
    • Period 2 - while on route to pick up the passenger
    • Period 3 - while transporting the passenger

 

Eligible drivers

  • Designed for part-time drivers who ride-share up to a maximum of 20 hours per week
  • Contracted with a transportation network company
  • 6 years minimum licensed (G2 and up) in Canada or US

Vehicle must-haves

  • Carries 8 people max. (7 passengers + driver)
  • No commercial use, such as delivery of goods, including food or courier services
  • Not registered as a taxi or limousine

Certain conditions, limitations and restrictions apply. Only available in Ontario.

  • Contact your broker or call 1 866 692 8482 and we will help you find a broker
  • Your broker will add the endorsement to an existing Aviva policy or give you a quote for a new policy, including the endorsement
  • Your coverage will begin as soon as you sign the endorsement

 

Certain conditions, limitations and restrictions apply. Only available in Ontario.

In the unfortunate event of a claim, please contact your broker or call 1 866 MY AVIVA and we’ll get you back on the road quickly and safely.

Certain conditions, limitations and restrictions apply. Only available in Ontario.