Get on the road to savings

You rely on your vehicle every day. From running errands to driving to work, you need protection you can trust. With Aviva, you get the confidence to enjoy life today, knowing that tomorrow is covered with exceptional savings, support and coverage.

Whether you drive a car, SUV, minivan or truck, we make it simple to get car insurance in Canada that’s right for you. From basic insurance to coverage that includes add-on features like roadside assistance and rental car insurance, you and your family can customize coverage to fit your specific automobile insurance needs. And we’re here when you need us, with a Claims Service Satisfaction Guarantee that gets you back on the road as quickly as possible.

Get a quote today. Or, speak directly to a broker to find out more.

What affects your auto insurance rate?

Every driver is different, which is why we don’t use a one-size-fits-all approach when it comes to your car insurance rate in Canada. You have your own history and needs, so we consider a variety of things to make sure you’re getting the best price possible, including:

  • The coverage you need and the deductible(s) you choose
  • The make, model and year of your vehicle
  • How you use your vehicle
  • How far you drive each year
  • How many drivers you’re insuring
  • Your driving experience and the experience of any other drivers you’re also insuring

Savings you deserve

As a savvy consumer, you want value when it comes to auto insurance. That’s just what you get with Aviva: exceptional savings, reliable coverage and insurance the way you want it. Plus, there’s even more ways to save through discounts that reward you for:

Coverage you need for the road ahead.

You can trust Aviva to provide you with the right auto insurance coverage at a competitive price, no matter what kind of car you drive. Your broker will help you choose the coverage you need, including additional features and optional benefits.

Standard auto insurance from Aviva protects you and your family if you have an accident, covering:

  • Injury, death or property damage to others
  • Healthcare costs and loss of income for you or your family

Auto Insurance - Standard coverage

Protect your vehicle if it’s damaged in an accident with this valuable add-on feature. It’s just one more way Aviva gives you the auto insurance coverage you need.

Auto Insurance - Collision protection

Safeguard against damage not caused by a collision, including theft, vandalism, falling objects and more. Give yourself extra peace of mind by adding this optional coverage to your policy.

Auto Insurance - Comprehensive coverage

Get access to a rental car to keep you on the road while your car is being repaired or replaced following a claim. Include this add-on benefit and enjoy less interruption to your daily life should you have an insured loss.

Auto Insurance - Temporary replacement

You’ve spent a lot of time and effort choosing your perfect vehicle. Relax, we’ve got it covered with the Aviva New Car Guarantee.* With this valuable guarantee, if your car is damaged beyond repair in an accident, we’ll replace it with a brand-new version, even if it’s more expensive.**

Auto Insurance - The Aviva New Car Guarantee

*The Aviva New Car Guarantee is currently available in select provinces.

**The Aviva New Car Guarantee is an optional feature that applies to brand new vehicles only. 

Avoid paying more for your insurance if you get a minor driving conviction, such as a speeding ticket. Add the Conviction Protector* feature to your policy to keep your conviction-free discount, even if you have one minor driving conviction. 

Auto Insurance - Conviction Protector

*The Conviction Protector is currently available in select provinces.

Your safe driving habits can save you money if you have a claim. With the Disappearing Deductible*, you can save hundreds of dollars if you have an insured loss. Add this benefit to your policy and we’ll reduce your deductible every year you don’t make a claim. After five years of being claims-free, your deductible could become $0. You can even carry your claims-free status over to Aviva from another insurance company.

Disappearing Deductible

*The Disappearing Deductible endorsement is currently available in select provinces.

No one wants to be left stranded because of a breakdown. Whether you need a tow, battery boost or have run out of gas, we’re here to help with our optional Roadside Assistance protection. Best of all, this protection covers anyone who is driving your vehicle, unlike many other roadside assistance programs.  If you add this coverage to your policy, you also get discounts for car rentals and hotels, trip interruption services and access to trip planning experts.  

Auto Insurance - Roadside Assistance

Don’t let one mistake affect your good driving record. With our available accident forgiveness options, your car insurance rate won’t go up after your first accident, even if you were at-fault.

Auto Insurance - Accident Forgiveness

Ride-sharing insurance is designed for part-time drivers who use their own vehicles to carry paying passengers.*

Auto Insurance - Ride-sharing

*Ride-sharing insurance is currently available in Ontario.

This discount applies to vehicles with manufacturer-installed automatic emergency braking systems. 

*The automatic emergency braking discount is currently available in select provinces.