Did you know?
51% of home-sharing Canadians are unaware their insurance doesn't cover losses or damage that could occur.

Home-sharing insurance covers:

  • loss or damage to buildings and personal property
  • intentional acts, criminal acts, or failure to act by a guest
  • loss or damage to a guest's property up to $1,500
  • loss of rental income (fair rental value)
  • liability arising out of the short-term rental

Read: 6 tips for renting your home on a home-sharing network

This may be right for you, if you:

  • rent out your home (or a portion of your home) on a short-term basis to different individuals, multiple times throughout the year
  • manage your rental(s) through a home rental network (eg Airbnb, Flipkey, HomeAway) or a professional property management company
  • do not manage long-term rentals to individuals or annual lease situations

To get this coverage:

Call us at

1 800 387 4518

and we'll help you find a broker

Talk to your current broker

How much does it cost?

Pricing is based on your current home insurance premium, the number of days per year that you rent out your home, and other individual factors. Use this calculator to get an estimate, then contact your insurance broker to get a full quote.

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If you qualify, your broker will add the coverage to your existing home insurance policy, or give you a quote for a new policy that includes home-sharing coverage.

To get this coverage:

Call us at

1 800 387 4518

and we'll help you find a broker

Talk to your current broker

Aviva and the Aviva logo are trademarks used under licence by the licensor. Home-sharing coverage is underwritten by Aviva Insurance Company of Canada, Traders General Insurance Company and Scottish & York Insurance Co. Limited. Coverage is subject to policy limits. Certain conditions, restrictions and limitations apply.

†In September 2016, Aviva Canada commissioned a targeted survey of over 2,000 Canadians, ages 25+, who are currently home insurance consumers, or planning to purchase home insurance over the next five years.