The Imagine Yourself Contest Rules and Regulations

The Imagine Yourself Contest
(the “Contest”)

Official Rules and Regulations(the “Official Rules”)

1. CONTEST PERIOD

This Contest is sponsored and operated by HUB International Limited, (referred to herein as the “Sponsor”). The Contest runs from12:00:01 AM Eastern Time ("ET") on April 10th, 2013 to 11:59:59 PM ET on December 31, 2013 (the “Contest Period”).

2. ELIGIBILITY

To be eligible for this Contest, an individual must:

Be a resident of Canada and be of the age of majority or older at time of entry, and be an employee or member of the Registered Nurses’ Association of Ontario (“RNAO Members”). (“Eligible Person”)

THE CONTEST IS VOID WHERE PROHIBITED BY LAW, RULE OR REGULATION.

Employees, officers and directors of the Sponsor and their respective affiliates, subsidiaries, advertising, promotional, fulfillment and marketing agencies, and all of their immediate families (i.e. parent, child, sibling or spouse) and persons living in the same households as these individuals (whether related or not) are not eligible to participate in the Contest.

3. HOW TO ENTER

NO PURCHASE NECESSARY TO ENTER OR WIN.

Entry

For entry into the Contest online, an Eligible Person must call 1-877-582-5812 and provide the mandatory quote information to earn a ballot to be entered into the contest (e.g. first name, last name, phone number, postal code) during the Contest Period (“Participant”). One (1) ballot will be awarded to each Participant for providing the mandatory contest information to receive a quote.

A maximum of two (2) ballots can be earned for the contest: one (1) ballot for a home quote, and one (1) ballot for an automobile quote.

Entry by Mail-In

For entry into the Contest by mail, an Eligible Person must print their first and last name, complete mailing address including postal code, home telephone number with area code, date of birth and email address (if available) on a 3” x 5” card (“Mail-In Participant”). (Online Participant and Mail-In Participant are hereinafter referred to collectively as “Participant”) Only submissions written in blue or black ink will be accepted. Mail your card in an envelope to:

The Imagine Yourself Contest
c/o HUB International Limited
2265 Upper Middle Road E., STE 700
Oakville, Ontario
L6H 0G5

Mail entries must be postmarked no later than 11:59:59 PM ET on December 31, 2013. No responsibility or liability is assumed for lost, late, incomplete, stolen, misaddressed, misdirected, illegible or postage due entries or mail, or for any computer, telephone, cable, network, satellite, electronic or hardware or software malfunctions, failures, connections, traffic congestion, labour unrest, or unauthorized human intervention, or the incorrect or inaccurate capture of entry or other information, or the failure to capture any such information. Further, and for greater certainty, entry forms that are improperly addressed, illegible or which do not precisely conform to the prescribed requirements will be considered invalid and void. Only one mail-in entry per person is allowed. Only one (1) ballot will be awarded to each Mail-In Participant for providing the mandatory Mail-In contest information.

If any Eligible Person enters the Contest online and through the mail-in entry, only the online entries will count towards the Prize draws.

4. PRIZE

The Grand Prize consists of one (1) $2,500 CDN certified cheque be paid to the winner.

Secondary prizes include one (1) Spa Package valued at $500 CDN to be paid in the form of a  gift certificate, one (1) Samsung Galaxy Note Tablet 10.1" 32GB with Wi-Fi (value: $499.99 CDN, not including taxes), one (1) $500 CDN Visa gift card.

Each prize will be awarded at the end of the Contest Period to one (1) Participant selected through a random draw.

The draw for Prize will take place on January 15, 2014 at 2:00pm ET. The Prize winner will be contacted within ten (10) days of the draw during regular business hours (8:30am-5:00pm ET). The Prize will be sent via courier, or will be distributed in person by a Sponsor staff member. If your Prize does not arrive within 4-8 weeks from the date you were notified you won the Prize, please send an email to: personalgroups@hubinternational.com.

5. HOW TO CLAIM A PRIZE

The selected Participant will be contacted by telephone, e-mail or in-person. If the selected Participant cannot be contacted or does not respond after a minimum of three (3) attempts within seven (7) calendar days of the first attempt at contact, the selected Participant will forfeit the prize and another Participant will be selected in the manner described above.

When a Participant is contacted, such person shall have to answer correctly, and without assistance of any kind, a mathematical skill-testing question administered by the Sponsor staff during a pre-arranged, mutually convenient telephone call. All decisions of the Sponsor are final and binding.

Before being awarded a prize, the selected Participant will be required to sign a declaration and release form stating that he/she has read, understood and complied with these Official Rules, accepts the Prize as offered with terms and conditions as included by the Sponsor and releases the Sponsor and its affiliates, subsidiaries, agencies and the respective officers, directors, employees and agents thereof from any and all liability of any kind arising out of the selected Participant’s participation in this Contest and receipt and use of the Prize as awarded. If the selected Participant does not respond in the prescribed time, fails to claim the Prize, fails to return the signed declaration and release as required or is otherwise ineligible, the prize may be forfeited and an alternate entrant will be selected in the manner described above. The Sponsor reserves the right to post or publish the winner’s name, city, or province of residence, photograph, likeness, voice or other statements on the Sponsor website for advertising and promotional purposes, where lawful, without further compensation to the winner

6. RELEASES AND DISCLAIMER

Contest Release

By entering the Contest, Participants agree to release, discharge and hold harmless the Sponsor and its affiliates, subsidiaries, agencies and their respective officers, directors, employees and agents, from any and all damages whether direct or indirect, which may be due to or arise out of participation in the Contest or any portion thereof, or the acceptance, use/misuse or possession of the Prize. By participating, Participants agree to be bound by these Official Rules and Regulations, including all eligibility requirements, and to the decisions of the Sponsor whose decisions are final and binding in all respects. Failure to comply with these rules may result in disqualification from the Contest.

All federal, provincial and local laws and regulations apply. No responsibility or liability is assumed for any computer, telephone, cable, network, satellite, electronic or hardware or software malfunctions, failures, connections, traffic congestion, labour unrest, or unauthorized human intervention, or the incorrect or inaccurate capture of entry or other information, or the failure to capture any such information.

Prize Release

If a Participant wins and accepts the Prize, such acceptance shall mean full satisfaction of the entitlement as a Participant and winner in the Contest and the Participant fully discharges and forever releases the Sponsor and their respective divisions, subsidiaries, affiliated and related companies and associates, direct or indirect, advertising and promotional agencies, any provincial authorities and all of their respective agents, partners, employees, representatives, shareholders, officers, directors, successors and assigns (collectively, the “Releasees”), of and from any and all claims, demands, losses, damages, actions or causes of action whatsoever, whether known or unknown, whether at law or in equity which they or their heirs, executors, administrators, successors or assigns may now or hereafter have against any of the Releasees in connection with the Prize.

The Participant also acknowledges, without limiting the generality of the foregoing, that the Releasees will not be responsible for any injury, accident, or any other loss, damage or expense in connection with the participation in the Prize including, without limitation, in respect of any medical care or treatment that the Releasees, or any person authorized by any of them, may administer to me in the event of injury or illness during my participation in the Prize. The Participant also acknowledges that none of the Releasees has offered any warranty or guarantee respecting the Prize and that the Participant will direct any claims he or she may have relating to the Prize exclusively to the supplier, manufacturer or originator, as the case may be, of the Prize.

Further, the Participant assumes all responsibility and liability for any loss, injury or damage to any persons or property, which results from the Participant’s actions or omissions, whether negligent or otherwise, in connection with their participation in the Prize.

Acceptance of the Prize shall be considered consent to the Sponsor to use, without further compensation to the Participant, name, city of residence, voice, statements and any photograph, film rendering or tape recording of the Participant, by or on behalf of the Sponsor in connection with the Contest in any form of publication or display including, without limitation, newspapers and other publications, radio and television broadcasts, film releases and interactive media worldwide.

7. ODDS OF WINNING

Odds of winning depend on the total number of eligible entries received.

8. LIMITATION OF LIABILITY

The Sponsor will not be responsible for mail, telephone, technical, network, online, electronic, computer hardware or software interruptions or failures of any kind, misdirected, stolen, incomplete, incomprehensible or delayed Internet/e-mail computer transmissions on account of technical problems or traffic congestion on the Internet or at any website, or any combination thereof, including any injury or damage to a Participant’s or any other person’s computer relating to or resulting from participation or downloading any materials in this Contest.

The Sponsor extends absolutely no representations or warranties in respect of the Prize and accepts no liability arising in respect of such Prize or in the use thereof.

If for any reason in the opinion of the Sponsor, in its sole discretion, the Contest is not capable of running as planned or if the administration, security, fairness, integrity, or proper conduct of the Contest is corrupted or adversely affected, including without limitation by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes, the Sponsor reserves the right to cancel, terminate, modify or suspend the Contest, including without limitation the cancellation of any method of entry or the extension or modification of the Contest start and end dates. In such circumstances, the Sponsor reserves the right to randomly select a winner from previously received valid entries.

9. TAX INFORMATION

All federal, provincial, local, and other taxes on the Prize, if any, are the sole responsibility of the winner.

10. LEGAL WARNING

Any attempt by any individual, whether or not a Participant, to damage, destroy, tamper or vandalize the Sponsor website, or otherwise interfere with the operation of this Contest, is a violation of criminal and civil law and the Sponsor reserves the right to seek damages and diligently pursue all remedies in this regard against any offending individual or entity to the fullest extent permissible by law.

11. GENERAL INFORMATION

This Contest is conducted in English (which will be given its everyday ordinary meaning), and any and all disputes will be resolved in the appropriate courts of the Province of Ontario, Canada exclusively, and subject to the laws of Ontario without regard to its conflict of laws principles.

Any and all disputes will be resolved in the appropriate courts of the Province of Ontario, Canada exclusively, and subject to the laws of Ontario without regard to its conflict of laws principles.

12. LAWS

These are the Official Rules. This Contest is subject to federal, provincial and municipal laws and regulations. The Official Rules are subject to change without notice in order to comply with any applicable federal, provincial and municipal laws or the policy of any other entity having jurisdiction over the Sponsors.

13. WINNERS LIST

To receive the name of the winner, please send your request, along with a self-addressed stamped envelope to:

The Imagine Yourself Contest Winner’s Name
c/o HUB International Limited
2265 Upper Middle Road E., STE 700
Oakville, Ontario
L6H 0G5
Attn: Marketing Department

Requests must be received no later than January 31, 2014.

14. OFFICIAL RULES AND REGULATIONS

To receive a printed copy of the Official Rules of this specific Contest, please send your request, along with a self-addressed stamped envelope to:

The Imagine Yourself Contest Official Rules and Regulations
c/o HUB International Limited
2265 Upper Middle Road E., STE 700
Oakville, Ontario
L6H 0G5
Attn: Marketing Department

Requests must be received no later than December 31, 2013.