Property and Casualty Insurance
As a business owner, you want to protect your business from any actions or accidents causing property damage, losses or injury to a third party.
Whether you operate a small, mid-size or complex business, Aviva offers a wide range of insurance packages to protect your property and physical assets.
Best of all, coverage is customized to suit your specific business needs.
Casualty or liability insurance will protect your business from any incidents causing injury to a third party, for example, if a visitor or customer is injured on your premises, or if a product you manfacture or sell, causes injury to a third party.
And, you may also select additional insurance coverage based on your unique business, such as:
- Equipment Breakdown
- Errors and Omissions
- Business Income Protection
- Directors and Officers’ Liability
- Crime
Did you know that most property policies specifically exclude losses arising from equipment breakdown, including electrical injury, mechanical breakdown, pressure explosion, rupture and cracking?
If your business operation uses pressure, mechanical, electrical and electronic equipment - you likely need equipment breakdown insurance.
Aviva’s equipment breakdown insurance protects your business against the sudden and accidental breakdown of machinery and equipment due to causes such as electrical arcing, short circuits, operator error, overload or burnout.
Coverage is specifically tailored to meet your unique needs and to complement your commercial property policy, providing that extra protection you need in case of breakdowns. And, coverage can be extended to provide the protection you need for income loss and extra expenses incurred due to a breakdown.
Contact your broker today for more information.